Personal Finance

Many Americans struggle with finances, but that doesn’t have to be the case. Here you’ll find helpful insights to learn more about personal finance to help support you and your family.

Aerial view of beautiful single-family houses lining up an elegant suburban neighborhood. Single family homes are in high demand according to recent house market trends

2023-2024 House Market Trends: Forecasts and Prospects

You’re ready to sell your house. That’s great!  Part of the due diligence you must do is research real estate market trends. The housing market is in flux. Home prices are coming down from historic highs during the pandemic, affecting home sales. The Fed’s policy of increasing Interest rates is affecting homebuyers. Higher mortgage rates […]

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5 Signs That You're Tired Of Being A Landlord

5 Signs That You’re Tired Of Being A Landlord

Hate dealing with tenants and toilets? Being a landlord is challenging, and the chaos of owning a rental property may give you the blues. Being worn down is a sure sign of being a tired landlord. Your tireless effort to foster excellent landlord-tenant relations, stay organized, and follow good business practices leaves you drained after

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Can I sell my house if I'm behind on payments

Can I Sell My House if I’m Behind on Payments?

When you need to catch up on your mortgage payments, it’s stressful and overwhelming. Fortunately, options are available to help you catch up on payments and avoid losing your house through the foreclosure process. Work with your loan servicer to discuss available options including: loan modification, forbearance, or repayment plans. If these options are not

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Here's Who Pays Closing Cost When Selling a House

Here’s Who Pays Closing Cost When Selling a House

When selling a home, your primary concern may be the upfront costs of repairs, renovations, and improvements necessary to make it attractive to potential buyers. However, remember the less apparent expenses of real estate transactions. Before finalizing the agreement, you’ll need to factor in closing costs. Regarding closing costs, both homebuyers and sellers are responsible

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Is Property Tax Rising in the US Here's What You Need To Know

Is Property Tax Rising in the US? Here’s What You Need to Know

The state you live in determines if property tax is rising. Every state in the U.S. has laws determining how states and municipalities collect property tax. That means that any given state’s property tax rate may differ from your state’s rate. As a result, giving a definitive answer to taxpayers is difficult, but here’s an

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Selling a House With Code Violations

Tips and Tricks for Selling a House with Code Violations

Uncovering code violations during a home inspection can be startling, yet should not cause alarm. Although it may appear problematic at first glance, selling a house with code violations is still achievable. Such revelations are more common than one might assume. Home renovations undertaken by inexperienced DIY-ers typically result in code violations. Don’t fret if

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Differences between a listing and selling agent

What’s The Difference Between a Listing Agent and a Selling Agent

The real estate industry involves two crucial real estate professionals: listing and selling agents. These professionals have distinct responsibilities but aim to work together to ensure a home sells. A listing agent (seller’s agent)is responsible for helping sellers list their properties for sale. On the other hand, a selling agent – also known as a

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